Pola tingkah laku Kewangan pekerja Keluarga dwikerjaya

Zaimah Ramli, Jariah Masud, Sharifah Azizah Haron, Mumtazah Othman

Research output: Contribution to journalArticle

2 Citations (Scopus)

Abstract

In order to enhance the empowerment of consumerism, financial behaviours among workers are very important. Excellent financial behaviours will encourage individuals to achieve a high financial well-being. Previous reviews have that financial behaviour had a significant relation with financial well-being. The objectives of this study are to identify the pattern of financial behaviour among workers of dual-career families and to examine the differences in term of gender, education level and job position. The subjects of this study were government staff of different job positions. Based on this 'drop and pick-up' method, a total of 415 respondents were selected. The study findings showed that approximately 60 percent of respondents spent more than their income, more than 50 percent of respondents paid their utilities bill on time, and around 40 percent of respondent had some forms of saving. The overall level of financial behaviour practices were high, except for record keeping on expenses and saving for retirement. In addition, the differences in education level and job position are observed in the overall score of financial behaviour.

Original languageUndefined/Unknown
Pages (from-to)114-124
Number of pages11
JournalMalaysian Journal of Consumer and Family Economics
Volume13
Issue number1
Publication statusPublished - 2010
Externally publishedYes

Keywords

  • Financial behaviour
  • Workers of dual-career families

ASJC Scopus subject areas

  • Economics, Econometrics and Finance(all)

Cite this

Pola tingkah laku Kewangan pekerja Keluarga dwikerjaya. / Ramli, Zaimah; Masud, Jariah; Haron, Sharifah Azizah; Othman, Mumtazah.

In: Malaysian Journal of Consumer and Family Economics, Vol. 13, No. 1, 2010, p. 114-124.

Research output: Contribution to journalArticle

Ramli, Zaimah ; Masud, Jariah ; Haron, Sharifah Azizah ; Othman, Mumtazah. / Pola tingkah laku Kewangan pekerja Keluarga dwikerjaya. In: Malaysian Journal of Consumer and Family Economics. 2010 ; Vol. 13, No. 1. pp. 114-124.
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