Is Religiosity an important factor in influencing the intention to undertake Islamic home financing in Klang Valley?

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37 Citations (Scopus)

Abstract

The paper is intended to determine whether religiosity is an important factor in influencing the intention to undertake Islamic home financing in Malaysia. A consumer survey comprised a sample of 300 Muslim respondents from various range of age and income group resided mainly in Klang Valley areas. A conceptual framework is constructed based on Ajzen's [15] Theory of Planned Behaviour (TPB) and research hypothesis are developed in order to focus attention on sets of factors that influences intention to use Islamic home financing in Malaysia. The findings indicated that religiosity had significant influences on the intention of Islamic home financing among Muslims in Klang Valley. In addition, this study also confirms that the TPB components namely attitude and perceived behavior are significant factors as well.

Original languageEnglish
Pages (from-to)1030-1041
Number of pages12
JournalWorld Applied Sciences Journal
Volume19
Issue number7
DOIs
Publication statusPublished - 2012

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Factors
Financing
Religiosity
Malaysia
Theory of planned behavior
Muslims
Intention to use
Influence factors
Consumer survey
Income
Conceptual framework

Keywords

  • Customer
  • Islamic banking
  • Islamic home financing
  • Religiosity

ASJC Scopus subject areas

  • General

Cite this

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title = "Is Religiosity an important factor in influencing the intention to undertake Islamic home financing in Klang Valley?",
abstract = "The paper is intended to determine whether religiosity is an important factor in influencing the intention to undertake Islamic home financing in Malaysia. A consumer survey comprised a sample of 300 Muslim respondents from various range of age and income group resided mainly in Klang Valley areas. A conceptual framework is constructed based on Ajzen's [15] Theory of Planned Behaviour (TPB) and research hypothesis are developed in order to focus attention on sets of factors that influences intention to use Islamic home financing in Malaysia. The findings indicated that religiosity had significant influences on the intention of Islamic home financing among Muslims in Klang Valley. In addition, this study also confirms that the TPB components namely attitude and perceived behavior are significant factors as well.",
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AU - Che Wel, Che Aniza

AU - Ahsan, Mst Nilufar

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AB - The paper is intended to determine whether religiosity is an important factor in influencing the intention to undertake Islamic home financing in Malaysia. A consumer survey comprised a sample of 300 Muslim respondents from various range of age and income group resided mainly in Klang Valley areas. A conceptual framework is constructed based on Ajzen's [15] Theory of Planned Behaviour (TPB) and research hypothesis are developed in order to focus attention on sets of factors that influences intention to use Islamic home financing in Malaysia. The findings indicated that religiosity had significant influences on the intention of Islamic home financing among Muslims in Klang Valley. In addition, this study also confirms that the TPB components namely attitude and perceived behavior are significant factors as well.

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