Does health insurance ownership determine access and frequency of hospitalization? Evidence from the two-part poisson model

Shamzaeffa Samsudin, Arpah Abu-Bakar, Angappan Regupathi, Syed Mohamed Al-Junid Syed Junid

Research output: Contribution to journalArticle

Abstract

This paper examined the effect of health insurance ownership on hospitalization within the context of Malaysia. The study utilized the data from Malaysia National Health and Morbidity Survey III (2006) and 14,234 respondents were selected for this purpose. Malaysia provides new evidence from an emerging market where voluntary purchase of private health insurance co-exists with almost free public health care. We used the standard and two-part Poisson models (TPM) in determining the effect of insurance ownership on utilization. Based on two selection criteria,TPM was found to be superior to the standard specification. Insurance ownership was found to be significant in determining access while it has no significant effect on frequency of hospitalization. Other significant variables that determine access were age,marital status,household size,health status and income while health status is the sole factor that affects frequency.

Original languageEnglish
Pages (from-to)21-26
Number of pages6
JournalInternational Journal of Economics and Financial Issues
Volume6
Issue number7Special Issue
Publication statusPublished - 2016

Fingerprint

Hospitalization
Ownership
Malaysia
Health insurance
Poisson model
Insurance
Health status
Income
Purchase
Factors
Household size
Private health insurance
Health
Selection criteria
Healthcare
Emerging markets
Morbidity
Marital status
Public health

Keywords

  • Health insurance
  • Hospital utilization
  • Poisson model

ASJC Scopus subject areas

  • Economics, Econometrics and Finance(all)

Cite this

Does health insurance ownership determine access and frequency of hospitalization? Evidence from the two-part poisson model. / Samsudin, Shamzaeffa; Abu-Bakar, Arpah; Regupathi, Angappan; Syed Junid, Syed Mohamed Al-Junid.

In: International Journal of Economics and Financial Issues, Vol. 6, No. 7Special Issue, 2016, p. 21-26.

Research output: Contribution to journalArticle

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