Contribution of microcrdit for improving family income of the rural women in Panchagarh district of Bangladesh

Ferdoushi Ahmed, Chamhuri Siwar, Nor Aini Hj Idris

Research output: Contribution to journalArticle

4 Citations (Scopus)

Abstract

Rural women in Bangladesh have a lower socio-economic status and very limited access to income generating activities due to a number of social, cultural and religious barriers. Consequently, they have less opportunity to contribute to their family income. Rural women are economically dependent and vulnerable and socially discriminated. Microcredit programme provides loans to the rural poor women in order to undertake small financial and business activities that allow them to generate income. This income earning opportunity helps the rural women to contribute to their family income and achieve a level of independence. In the present study, an attempt has been made to assess the impact of microcredit programme on rural women's contribution in improving the household income. The study is based on empirical data collected through interview from the two groups of rural women e.g. 'with credit' and 'without credit' rural women. The 'with credit' respondents represent the rural women who have taken loan from the Grammeen Bank's microcredit programme. The results showed that the proportion of the 'with credit' rural women who contributed to family income is much higher (19%) than that of 'without credit' rural women (10%). It is concluded that with credit rural women have improved their socio-economic status and income generating activities by participating microcredit programmes of Grameen Bank.

Original languageEnglish
Pages (from-to)360-366
Number of pages7
JournalAustralian Journal of Basic and Applied Sciences
Volume5
Issue number5
Publication statusPublished - May 2011

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family income
Bangladesh
district
credit
income
loan
bank
household income
economics

Keywords

  • Bangladesh
  • Income generation
  • Microcredit programme
  • Rural women

ASJC Scopus subject areas

  • General

Cite this

Contribution of microcrdit for improving family income of the rural women in Panchagarh district of Bangladesh. / Ahmed, Ferdoushi; Siwar, Chamhuri; Idris, Nor Aini Hj.

In: Australian Journal of Basic and Applied Sciences, Vol. 5, No. 5, 05.2011, p. 360-366.

Research output: Contribution to journalArticle

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