Penerimaan pengguna terhadap kaedah pembayaran elektronik

Translated title of the contribution: Consumer's acceptance towards electronic payment method

Shairil Izwan Taasim, Hasnah Ali

    Research output: Contribution to journalArticle

    1 Citation (Scopus)

    Abstract

    The conventional method of payment management has now been replaced by innovations developed by companies collecting payments, especially the banks with the introduction of electronic payment (e-payment) as a medium of virtual counter. In this study a public survey was conducted in Malaysia to measure the level of acceptance by Malaysians in using e-payment method. An instrument of four constructs that contained 19 items with 5-point Likert scale were developed as a medium for assessing perceptions of consumer acceptance. An analysis constructs developed using Structural Equation Modeling (SEM) based on the theory of technology acceptance (TAM) to evaluate the integration of technology into the organization and analyzing the reasons for acceptance and rejection of technology. The study found that the level of acceptance of e-payment by Malaysians is high, but the acceptance of the people to replace the physical counter with a virtual counter is very minimal. The findings are important as a medium of making the country's intention to become a high-income country whereby the method of electronic payment is a springboard towards a developed nation. This is possible through the financial stability and the soundness of financial management manual by the user.

    Original languageUndefined/Unknown
    Pages (from-to)3-12
    Number of pages10
    JournalJurnal Ekonomi Malaysia
    Volume47
    Issue number1
    Publication statusPublished - 2013

    Fingerprint

    Payment methods
    Electronic payment
    Acceptance
    Income
    Financial management
    Technology acceptance
    Structural equation modeling
    Malaysia
    Financial stability
    Payment
    Method of payment
    Innovation

    Keywords

    • Conventional method
    • E-payment
    • Structural equation modeling
    • Virtual counter

    ASJC Scopus subject areas

    • Business, Management and Accounting (miscellaneous)

    Cite this

    Penerimaan pengguna terhadap kaedah pembayaran elektronik. / Taasim, Shairil Izwan; Ali, Hasnah.

    In: Jurnal Ekonomi Malaysia, Vol. 47, No. 1, 2013, p. 3-12.

    Research output: Contribution to journalArticle

    Taasim, SI & Ali, H 2013, 'Penerimaan pengguna terhadap kaedah pembayaran elektronik', Jurnal Ekonomi Malaysia, vol. 47, no. 1, pp. 3-12.
    Taasim, Shairil Izwan ; Ali, Hasnah. / Penerimaan pengguna terhadap kaedah pembayaran elektronik. In: Jurnal Ekonomi Malaysia. 2013 ; Vol. 47, No. 1. pp. 3-12.
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