Compulsive buying and credit card misuse among credit card holders

The roles of self-esteem, materialism, impulsive buying and budget constraint

Research output: Contribution to journalArticle

10 Citations (Scopus)

Abstract

Purpose: This study aims to examine the factors that influence credit card misuse among working adults in Klang Valley, Malaysia. The relationship among self-esteem, materialism, impulsive buying, budget constraint, compulsive buying and credit card misuse are explored in this study. Design/methodology/approach: A total of 186 questionnaires was collected via convenience sampling from credit card users of working adults in Malaysia. A structural equation model that assesses the relationship between the proposed variables is tested using AMOS 20. Findings: The findings reveal that budget constraints, impulsive buying and materialism have a statistically significant influence on compulsive buying. In terms of credit card misuse, it is influenced negatively by self-esteem while positively by compulsive buying. Originality/value: Despite vast research on compulsive buying and credit card misuse, very few studies have examined it in the non-Western context.

Original languageEnglish
Pages (from-to)52-74
Number of pages23
JournalIntangible Capital
Volume10
Issue number1
DOIs
Publication statusPublished - 2014

Fingerprint

materialism
self-esteem
credit
budget
Sampling
Malaysia
structural model
Compulsive buying
Self-esteem
Budget constraint
Credit cards
Materialism
questionnaire
methodology
Values

Keywords

  • Budget constraints
  • Compulsive buying
  • Credit card
  • Impulsive buying
  • Malaysia
  • Materialism
  • Self-esteem

ASJC Scopus subject areas

  • Accounting
  • Business and International Management
  • Management of Technology and Innovation
  • Strategy and Management
  • Organizational Behavior and Human Resource Management
  • Education

Cite this

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title = "Compulsive buying and credit card misuse among credit card holders: The roles of self-esteem, materialism, impulsive buying and budget constraint",
abstract = "Purpose: This study aims to examine the factors that influence credit card misuse among working adults in Klang Valley, Malaysia. The relationship among self-esteem, materialism, impulsive buying, budget constraint, compulsive buying and credit card misuse are explored in this study. Design/methodology/approach: A total of 186 questionnaires was collected via convenience sampling from credit card users of working adults in Malaysia. A structural equation model that assesses the relationship between the proposed variables is tested using AMOS 20. Findings: The findings reveal that budget constraints, impulsive buying and materialism have a statistically significant influence on compulsive buying. In terms of credit card misuse, it is influenced negatively by self-esteem while positively by compulsive buying. Originality/value: Despite vast research on compulsive buying and credit card misuse, very few studies have examined it in the non-Western context.",
keywords = "Budget constraints, Compulsive buying, Credit card, Impulsive buying, Malaysia, Materialism, Self-esteem",
author = "Omar, {Nor Asiah} and {Abdul Rahim}, Ruzita and {Che Wel}, {Che Aniza} and {Syed Shah Alam}, {Syed Shah Alam}",
year = "2014",
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journal = "Intangible Capital",
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publisher = "ETSEIAT",
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T1 - Compulsive buying and credit card misuse among credit card holders

T2 - The roles of self-esteem, materialism, impulsive buying and budget constraint

AU - Omar, Nor Asiah

AU - Abdul Rahim, Ruzita

AU - Che Wel, Che Aniza

AU - Syed Shah Alam, Syed Shah Alam

PY - 2014

Y1 - 2014

N2 - Purpose: This study aims to examine the factors that influence credit card misuse among working adults in Klang Valley, Malaysia. The relationship among self-esteem, materialism, impulsive buying, budget constraint, compulsive buying and credit card misuse are explored in this study. Design/methodology/approach: A total of 186 questionnaires was collected via convenience sampling from credit card users of working adults in Malaysia. A structural equation model that assesses the relationship between the proposed variables is tested using AMOS 20. Findings: The findings reveal that budget constraints, impulsive buying and materialism have a statistically significant influence on compulsive buying. In terms of credit card misuse, it is influenced negatively by self-esteem while positively by compulsive buying. Originality/value: Despite vast research on compulsive buying and credit card misuse, very few studies have examined it in the non-Western context.

AB - Purpose: This study aims to examine the factors that influence credit card misuse among working adults in Klang Valley, Malaysia. The relationship among self-esteem, materialism, impulsive buying, budget constraint, compulsive buying and credit card misuse are explored in this study. Design/methodology/approach: A total of 186 questionnaires was collected via convenience sampling from credit card users of working adults in Malaysia. A structural equation model that assesses the relationship between the proposed variables is tested using AMOS 20. Findings: The findings reveal that budget constraints, impulsive buying and materialism have a statistically significant influence on compulsive buying. In terms of credit card misuse, it is influenced negatively by self-esteem while positively by compulsive buying. Originality/value: Despite vast research on compulsive buying and credit card misuse, very few studies have examined it in the non-Western context.

KW - Budget constraints

KW - Compulsive buying

KW - Credit card

KW - Impulsive buying

KW - Malaysia

KW - Materialism

KW - Self-esteem

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